Mortgage and Insurance Forum

[Alex Chris]

I would grab the terms of your mortgage and look over them carefully. If
you think you are getting scammed (I would not be surprised at what these banks are up to) you should call the better business bureau.
They will get you started in the right direction.

Depending on how much your house is still worth and how much you owe on the home you could think about a refinance. While you could have gotten a nice rate of 4.5% back in January you can still get a respectable 5% now. This is for a 30 year fixed rate.

But do the math out...if you owe only $100,000 it might not be worth the fees and any penalties to refi.